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Construction/Engineering Insurances


Engineering Insurance Cover


This provides cover to:
- Electronic equipment arising from any unforeseen, unintended and sudden physical loss or damage. The policy applies whether the insured items are at work or whilst at rest, or being dismantled for the purpose of cleaning, overhauling or being shifted within the premises, or in the course of operations themselves, or during subsequent re-election. Cover can also be extended to cover Reinstatement of data due to loss or damage to the equipment. It can also be extended to cover increased cost of work relating to additional expenditure such as hiring of computers, additional staff and overtime payment.

- Machinery break-down arising from unforeseen and sudden physical loss or damage arising from defects in casting and material, faulty design, faults at workshop or in erection, bad workmanship, lack of skill, carelessness, shortage of water in boilers, physical explosion, tearing apart on due to centrifugal force, short circuit, storm or from any other cause not specifically excluded in a manner necessitating repair or replacement.

- Contractors All Risks which covers loss or damage arising from contract works such as construction of buildings, roads and bridges. It also extends to cover Contractors Plant and Equipment and Third Party liability arising there from.


Contractors All risks

This is an All Risks cover is provided to industrial risks with large sums insured of say kShs 500 million and above. There are two sections relating to this cover. Section “A” covers buildings, plant and machinery, stock of raw materials and finished goods and furniture , fixtures and fittings. Section ”B” covers the Loss of Profits or Consequential loss resulting from loss or damage to goods from perils covered under Section ”A”.